Insurance with HomeLet
Tenant Insurance Protection - Instant Online Quote
in association with jml
Property, Premier HomeLet provides affordable, insurance policies designed
for the specific needs of tenants.
your deposit, personal possessions and contents from accidental damage.
fully inclusive tenant's insurance, that covers:
for an instant online quotation, without the need to fill in endless forms
note you should not rely on the above information as part of any contract for
Tenant Insurance from the insurance company. You must obtain their details from
their web sites by following links below or from a brochure that you must ask
the insurance company for.
is a trading name of Barbon Insurance Group Ltd, Registered
Office: 4-9 Highview, High Street, Bordon, Hampshire, GU35
0AX, England who are authorised and regulated by the Financial
Conduct Authority in the UK. Their FCA Register number is
Also: The top five tenantís contents claims - August 2010
very often overlook this. Generally a tenant who has paid the first months rent
plus a deposit and administration fees in order to move into the property, insurance
is the last thing on their mind. Recent studies have shown that less only 1 -20
tenants have any contents cover at all. Although a conventional home contents
policy will give a basic degree of cover for most insured perils it is not specifically
designed for tenants and there can be some major gaps in the cover you need. Often
the minimum sum you can insure for will be far in excess of what the tenant needs,
typically a minimum of £10,000 - £12,000.
specialist tenant policies will provide the tenant with cover starting from £2,500
upwards and will usually cover accidental damage that you may cause to the landlords
fixture, fittings, buildings and contents. Should the tenant accidentally damage
the carpet with a wine stain or hot iron or a work surface with a hot pan mark,
these events will be covered. Usually the tenancy agreement will make the tenant
legally liable for such damage, any damage found at the time of the check-out
will be deducted from the deposit or security bond. If the tenant has adequate
insurance these events will be covered, thereby protecting your deposit.
a Tenant has a loss through, burglary, fire, flood or other insured peril, which
has damaged their contents and have no insurance for their personal possessions
they are then left with the cost of replacing the items themselves.
items of personal property (clothes, furniture, computers etc) a tenant takes
into the property it is their responsibility to insure. Most policies will give
an option for basic cover which can usually be extended to cover high risk personal
items which are taken outside the home, on holiday or Worldwide i.e. Cameras,
sports equipment, clothes, jewellery etc.
certain high-risk inner city post codes there will usually be a requirement to
have minimum-security locks on doors and accessible windows. Do also take into
account the conditions of insurance policies, regarding keeping windows and doors
secured when the Tenant is not in the property.
For further information click on the appropriate insurance
company names. - Homelet
Homelet Tenants insurance policies are portable so if you
move from one part of the country you can take it with you. Contact Homelet for
for some advice on Renting? CLICK
UK regulations JML Property Services are unable to give advice regarding insurance
or assist with changes to insurance policies that you have taken out. You must
contact the insurer direct.
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